Future Generali Flexi Online Term Plan

BASIC LIFE COVER

This option will provide lump sum amount equal to the Sum Assured in case of death.

Fixed Income Protection

This option will provide fixed tax free monthly income on death till you would have turned 60 years of age or for 10 years whichever is higher.

Increasing Income Protection

This option will provide tax free monthly income on death increasing at 10% every year till you would have turned 60 years of age or for 10 years whichever is higher.

Basic Life Cover + Fixed Income Protection

This option will provide dual benefit of lump sum payout on death plus fixed tax free monthly income till you would have turned 60 years of age or 10 years whichever is higher.

Basic Life Cover + Increasing Income Protection

This option will provide dual benefit of lump sum payout on death plus increasing tax free monthly income increasing at 10% every year till you would have turned 60 years of age or 10 years whichever is higher.

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Female

DO YOU CONSUME TOBACCO?

OCCUPATION

REFERRAL CODE (Optional)

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Some risks are worth taking, Being unprepared for your family’s future is not one of them.

Future Generali Flexi Online Term Plan is an affordable and flexible plan that covers your family's financial future in your absence. Just 4983*. per annum can protect your family against the unexpected challenges of tomorrow. Go ahead, take the risks you need to. Your future is in good hands.

What is Future Generali Flexi Online Term Plan?

With Future Generali Flexi Online Term Plan, you can prepare for various aspects of your family's future, even in your absence.

A PLAN WITH 5 BENEFIT OPTIONS

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Basic Life Cover

This option will provide lump sum amount equal to the Sum Assured in case of death.

Fixed Income Protection

This option will provide fixed tax free monthly income on death till you would have turned 60 years of age or for 10 years whichever is higher.

Increasing Income Protection

This option will provide tax free monthly income on death increasing at 10% every year till you would have turned 60 years of age or for 10 years whichever is higher.

Basic Life Cover + Fixed Income Protection

This option will provide dual benefit of lump sum payout on death plus fixed tax free monthly income till you would have turned 60 years of age or 10 years whichever is higher.

Basic Life Cover + Increasing Income Protection

Why choose Flexi Online Term Plan

Multiple Death Benefit Options

Affordable premiums starting 4983* per annum

Life cover up to 75 years of age

Lower Premium Rates for women

Enhance your coverage with Future Generali Accidental Benefit Rider

Tax Saving up to 46,350** Under Section 10(10)D

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Eligibility Criteria

PARAMETER

CRITERION

BASIC LIFE COVER

INCOME PROTECTION

Entry Age (as on last birthday)

18 - 55 years

25 - 55 years

Maturity Age

Minimum:

28 years

Minimum:

45 years

Maximum:

Smoker: 65 years Non – Smoker: 75 years

Maximum:

65 years

Policy Term

Minimum:

10 years

Minimum:

10 years (subject to minimum maturity age of 45 years)

Maximum:

Smoker: 65 years minus Entry Age
Non-smoker: 75 years minus Entry Age

Maximum:

65 years minus Entry Age

SUM ASSURED

Basic Life Cover

Minimum Lump Sum Payout : Rs. 50,00,000

Maximum Lump Sum Payout: No Limit

Fixed Income Protection
Entry Age	Minimum Monthly Amount	Maximum Monthly Amount
25-43	Rs.25,000	No Limit
44-48	Rs.35,000
49-55	Rs.42,000

Increasing Income Protection
Entry Age	Minimum Monthly Amount	Maximum Monthly Amount
25-43	Rs.25,000	No Limit
44-48	Rs.25,000
49-55	Rs.30,000

Premium Payment Term	Equal to the Policy Term for all options
Premium Payment Frequency	Monthly/Annual

FAQ’s

As an NRI can I buy Future Generali Flexi Online Term Plan?

Future Generali Flexi Online Term Plan is available for Individuals, Residents and Non Resident Indians, PIO

Can I insure my spouse / children?

No. You can only insure yourself in this plan. However, it is mandatory that the Life Assured has to be over 18 years.

Can I get term insurance cover if I am a smoker or use tobacco in any form?

Yes. However, smoker rates are higher than the non-smoker rates. A person is considered as a non-smoker if he/she has not been smoking or using tobacco in any form for at least last 3 years.

When will my life insurance cover begin?

Your coverage will begin only on acceptance of your proposal form. A written confirmation would be sent to you in this regard.

Can my life insurance application be rejected because of my health conditions?

Your proposal might be cancelled or rejected based on the severity of your health condition. In some rare cases, the acceptance of proposal might be postponed due to the fact that the severity of your present health condition does not allow us to offer the cover. But after a certain period you can re-apply with the latest investigation / medical reports and we will re-evaluate your proposal based on the same. However, once a proposal has been accepted, an insurance policy is not cancelled due to ill-health of a life insured.

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DISCLAIMER:

This premium quotation is subject to the underwriting decision of the Company. The actual premium or sum assured amount may change upon the assessment of the risk of the life insured. Any such change will be informed to you for your consent.

Goods and Services Tax and any other taxes announced by Government or statutory body in future would be levied as per the applicable tax laws.

For details of the product, please read the sales Literature of this product.

For any further clarifications, please feel free to contact us 1800-102-2355 or email us at onlinesales@futuregenerali.in

The mentioned quote is valid for 30 days from the quote generation date or next birthday whichever is earlier.

In case you opt for base cover and Fixed or Increasing Income Protection together, you will be issued two separate policies.

Future Generali Flexi Online Term Plan | UIN No: 133N058V03 | ARN No.: FG-L/PD/MKTG/EN/FGFOTP-003LP

Future Generali Cancer Protect Plan | UIN No: 133N063V01

BEWARE OF SPURIOUS PHONE CALLS & FICTITIOUS/FRAUDULENT OFFERS IRDAI hereby clarifies to the public that: · IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums · IRDAI does not announce any bonus. · Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Copyright Future Generali 2015
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Insurance is the subject matter of the solicitation. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Future Group’s, Generali Group’s and IITL Group’s liability is restricted to the extent of their shareholding in Future Generali India Life Insurance Company Limited. Tax beneﬁts are subject to change. Future Generali India Life Insurance Company Limited (IRDAI Registration no. 133. Validity of certificate of registration: Upto 31st March 2018.) (CIN No.: U66010MH2006PLC165288). Regd. & Corporate Office address: Indiabulls Finance Centre, Tower 3, 6th Floor, Senapati Bapat Marg, Elphinstone Road (West), Mumbai - 400 013. Website: http://www.futuregenerali.in or Email: onlinesales@futuregenerali.in or Call us at: 1800-266-0204 or Fax us at: 022 4097 6600.