Why Term Plan is Necessary?

Your family is one of the most important part of your life. All the effort and wealth we build over time is for the family to have a good lifestyle and have a stable future. Term insurance helps you protect this responsibility financially at a nominal cost. It will provide your family, the financial protection they deserve in case of any unfortunate event. It can likewise prove to be handy if you have liabilities like home loan, car loan, have mortgaged your property or any other obligations.

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The mentioned quote is valid for 30 days from the quote generation date or next birthday whichever is earlier. This premium quotation is subject to underwriting decision of the Company. The actual premium or sum assured amount may change upon the assessment of the risk of the life insured. Any such change will be informed to you for your consent.

Benefits of Buying Future Generali Flexi Online Term Plan

You get a higher sum assured at a lower premium. E.g. For a Life Cover of ₹1 Crore, a 30 year old healthy non-smoker male will have to pay only ₹580/month inclusive of taxes for a 20 year policy term.
Avail Tax Benefits: With Future Generali Flexi Online Term Plan, get Tax Benefits as may be applicable under section 80C and 10(10D)**
Lower Premium rate for Women and Non Smokers
There is an optional rider, Future Generali Accidental Benefit Rider*** which will help you to get additional protection against accidental death.
Long Coverage: The plan provides Life Cover Up To 75 Years of Age^# so you don’t have to worry about securing your family’s financial future

Why Choose Flexi Online Term Plan?

Life Cover Up To 75 Years of Age^#
Monthly and Annual Premium Payment Options
Tax Benefit As May Be Applicable Under Section 80C and 10(10D)**
Lower Premium Rates for Women
Discount In Premium Rate In Case You Opt For Higher Sum Assured
***Enhance your coverage with Future Generali Accidental Benefit Rider

Frequently Asked Questions

What is Future Generali Flexi Online Term Plan?
Future Generali Flexi Online Term Plan is a non-participating pure term insurance plan which provides you a comprehensive cover at an affordable price. It has multiple options that you can choose from as per your need – from a basic term cover, fixed income protection and increasing income protection plan option.
What is the right age to buy a term plan?
As your age increases, your premium will also increase. It is suggested to buy a term plan as early as possible to save on premium amount. Also, choose a plan which provides you a longer coverage. Future Generali Flexi Online Term Plan provides you Life Cover till 75 years of age^#.
What will be an ideal insurance cover for me?
An earning individual up to the age of 40 should purchase a term plan with a life cover of approximately 20 times the annual income, a person in his 40s should buy a cover 10-20 times, and an individual in his 50s should opt for a life cover of 5-10 times the annual income. The term insurance plan should continue till retirement age^.
Will I be able to save tax with Future Generali Flexi Online Term Plan?
Yes! With Future Generali Flexi Online Term Plan, you will get Tax Benefits as may be applicable under section 80C and 10(10D)**
Can I get term insurance cover if I am a smoker or if I consume tobacco in any form?
Yes. However, smoker rates are higher than the non-smoker rates. A person is considered as a non-smoker if he/she has not consumed or smoked or chewed Cigarette, Beedi, Cigar, Gutkha, Pan or Tobacco in any form in last 3 years.
What is the maximum entry age to buy this term plan?
The maximum entry age to buy Future Generali Flexi Online Term Plan is 55 years
Will my premium amount change during the policy tenure?
No, your premium amount will not change during policy tenure. Though the tax component (Goods and Services Tax) may change as per prevailing tax laws and regulation laid by Government of India.
What are Riders?
Riders are additional benefits that enhance the coverage of your plan. There is an optional rider, Future Generali Accidental Benefit Rider*** which will help you to get additional protection against accidental death The rider needs to be purchased separately by paying an additional premium, after which it will be included in the policy.

Why Choose Us?

Future Generali India Life Insurance Company Limited is a joint venture between Future Group, India’s leading retailers; Generali, an Italy-based insurance major; and Industrial Investment Trust Ltd (IITL). The company brings together the unique qualities of the founding companies - local experience and knowledge with global insurance expertise. Future Generali India Life Insurance offers an extensive range of life insurance plan, and a network that ensures we are close to you wherever you go.

100⁺
locations with presence in major cities across India^~
13 Lakhs +
Policies sold since inception ^~
37,756 Million^~
Worth of Asset Under Management

Figures as on 31 March 2019^~

Source^: https://economictimes.indiatimes.com/wealth/insure/how-big-should-your-life-insurance-cover-be-these-factors-will-help-you-decide/articleshow/65078751.cms Date of Publication:July 24, 2018

This is a Non-Linked Non-Participating (without-profits) Pure Term Insurance Plan with life insurance coverage. ^#Cover till 75 years can be opted by non-smokers opting Basic Life Cover Option only. *Premium excluding Goods and Services tax for a 30 year old healthy non-smoker male taking 20 year term for 1 crore cover for Basic Life Cover Option paid annually. Goods and Services Tax of 18% p.a. shall be applicable over and above this premium. Tax rate is subject to change.

**Tax benefits are subject to fulfilment of prescribed conditions under the Section 80C and Section 10(10D) of the Income Tax Act. Tax benefits are as per Income Tax Act 1961 and are subject to any amendments made thereto from time to time.***Future Generali Accidental Benefit Rider (UIN: 133N058V03) is not mandatory and is available for an additional cost. Please refer to the rider brochure for more details. Future Group’s, Generali Group’s and IITL liability is restricted to the extent of their shareholding in Future Generali India Life Insurance Company Limited. Future Generali India Life Insurance Co. Ltd. (Regn. No. 133) (CIN: U66010MH2006PLC165288) Regd. Office: Indiabulls Finance Centre, Tower 3, 6th Floor, Senapati Bapat Marg, Elphinstone (W), Mumbai - 400 013. Fax: 022-4097 6600 Website: life.futuregenerali.in. You are advised to consult your tax consultant. For any assistance call us on 1800-102-2355 or write to us at care@futuregenerali.in | UIN: 133N069V01 | ARN : ADVT/Comp/2019-20/May/048

BEWARE OF SPURIOUS / FRAUD PHONE CALLS! IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Why Term Plan is Necessary?

Calculate Your Term Insurance Premium

Benefits of Buying Future Generali Flexi Online Term Plan

Why Choose Flexi Online Term Plan?

Life Cover Up To 75 Years of Age#

Monthly and Annual Premium Payment Options

Tax Benefit As May Be Applicable Under Section 80C and 10(10D)**

Lower Premium Rates for Women

Discount In Premium Rate In Case You Opt For Higher Sum Assured

***Enhance your coverage with Future Generali Accidental Benefit Rider

Frequently Asked Questions

Why Choose Us?

100+

13 Lakhs +

37,756 Million~

Life Cover Up To 75 Years of Age^#

100⁺

37,756 Million^~