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The mentioned quote is valid for 30 days from the quote generation date or next birthday whichever is earlier
The actual premium or sum assured amount may change upon the assessment of the risk of the life insured. Any such change will be informed to you for your consent.

Why Financial Planning is Necessary?

  • The day you start earning, you have a life goal in mind. Whether it is buying your first home or your dream car, you never lose sight of your target and work tirelessly towards achieving it.
  • That’s because it usually is one of the most expensive purchase of your life, especially if you’re young and have started on your career path just a few years ago.
  • Over a period of time, as your family grows, you may need a bigger house to comfortably accommodate the requirements of all the members.
  • The financial planning will help you with sufficient funds at key milestones in your life. Even in case of any unfortunate event, your family’s financial future will be secured.

Six Reasons to Plan for Your Wealth Now

Generate Corpus

You might be having a dream of buying a house of your own, or perhaps purchasing a new car. The financial planning carried out now & the corpus generated will help you achieve your dreams.

Financial Security

Protect your family’s financial future against the uncertainties of life. In case of any unfortunate event, your family’s financial future must not be compromised, the returns should be sufficient to cover your family’s daily expenses and future needs.

Secure Emergency Fund

The invested amount can be withdrawn in times of key milestones in life. E.g. for your child’s higher education, buying a car or a vacation with spouse, Also it helps to reduce the financial burden caused due to unforeseen medical expenses.

Accomplish Financial Goals

You can invest in a disciplined and phased manner to achieve your life goals. By investing in regular intervals such as by paying monthly easy instalments as per your budget you take a step closer to reach your financial goals.

Improve Standard of Living

A good financial plan, will help you improve your standard of living. Proper planning of available income options leads to better management of expenses .

Save On Tax

When you purchase an ULIP – Unit Linked Insurance Plan, you also get tax benefits as may be applicable under Section 80C and 10(10D)# thus it will help you to save on tax and fulfil your tax saving goals.

Why Future Generali Big Dreams Plan?

  • We all want a little extra something in life. Same is true for our investments as well, so we have created a Unit Linked Insurance Plan just for that. With us, you can now dream much more.
  • Presenting the Future Generali Big Dreams Plan, a comprehensive Unit Linked Insurance Plan, that lets you create wealth while enjoying the benefits of an insurance plan at the same time. So go on and secure your long-term future and dreams!
  • Say goodbye to your financial worries with Wealth Creation plan option. Build a corpus and get Monthly income any time after you have completed your premium payment term using our systematic partial withdrawal feature**. Also Enjoy tax benefits# as per prevailing tax laws.

Boost Your Returns

We invest with you to maximise your wealth, you get 1% to 7% extra allocation* on your instalment premium so that you reach your financial goals faster.

Get Monthly Income

With our **Systematic Partial Withdrawal plan feature, you can automatically receive money on a monthly basis.

Tax Benefits

When you purchase Future Generali Big Dreams Plan, you will get Tax benefit as may be applicable under Section 80C and 10(10D)#

Control Fund Allocation

You may choose from the 6 available funds (equity, debt and balanced funds) to invest and can switch between them anytime free of cost## and always be control of your wealth

Zero Allocation and Admin Charges

You don’t have to pay premium allocation and administration charges

Life Cover

Enjoy the benefit of life cover and secure your family’s future against the uncertainties of life.

Why Choose Us?

Future Generali India Life Insurance Company Limited is a joint venture between Future Group, India’s leading retailers; Generali, an Italy-based insurance major; and Industrial Investment Trust Ltd (IITL). The company brings together the unique qualities of the founding companies - local experience and knowledge with global insurance expertise. Future Generali Life Insurance offers an extensive range of life insurance plans, and a network that ensures we are close to you wherever you go.
Figures as on 31 March 2019~

Frequently Asked Questions

We all want a little extra something in life. Same is true for our investments as well, so we have created a Unit Linked Insurance Plan just for that. With us, you can now dream much more.
With Future Generali Big Dreams Plan you can build a fund so that you can accomplish your financial goals and minimize the risk of financial instability during occurrence of an unfortunate event at the same time since you get Life Cover too.
ULIPs, Unit Linked Insurance Plan can be great wealth creating tools for the long term because of the diversity of funds offered. And they are ideal for those who want to start young to ride on the equity advantage. ULIPs, besides the tax advantage of up to Rs 1.5 lakh under Section 80C of the Income-tax Act, 1961, can be instrumental for long-term goals^.
Yes!! Future Generali Big Dreams Plan is a ULIP (Unit Linked Insurance Plan),you can save tax up to ₹ 46,800 under Section 80C of Income Tax Act 1961. Tax benefit of ₹ 46,800 u/s 80C) is calculated at highest tax slab rate of 31.2% (including Cess excluding surcharge) on life insurance premium u/s 80C of ₹ 1,50,000. Tax benefits under the policy are subject to conditions under Section 80C and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time.
In Future Generali Big Dreams Plan, you can pay the premium instalment in Yearly, Half-Yearly, Quarterly and Monthly mode. So you can plan your instalment premium as per your budget and convenience and secure the financial future of your family.
No!! You may choose from the 6 available funds (equity, debt and balanced funds) to invest and can switch between them anytime free of cost## .

Source^:https://economictimes.indiatimes.com/wealth/insure/5-reasons-why-ulips-can-help-you-save-for-the-long-term/articleshow/62206565.cms Date of Publication: February 20, 2018

DISCLAIMER:

The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

This is a Unit Linked, Non-Participating (without profits) Insurance Plan with life insurance coverage. *The amount of extra allocation depends upon the Annualised Premium and the policy year. The extra allocation applicable to the respective Installment Premium shall be added only when due premiums are paid within the Grace Period and the policy is in force. **Systematic Partial Withdrawals are allowed under Option 1: Wealth Creation and Option 2: Retire Smart only. The systematic partial withdrawal start date must be after the completion of premium payment term. ##The amount to be switched should be at least Rs. 5,000. The switch request shall be processed as per the IRDAI guidelines. #Tax benefits are subject to fulfilment of prescribed conditions under the Section 80C and Section 10(10D) of the Income Tax Act. Tax benefits are subject to change from time to time.

Unit Linked Insurance Products are different from the traditional insurance products and are subject to the risk factors. The Premium paid in Unit Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the Policyholder/Insured is responsible for his/her decisions. Future Generali India Life Insurance Company Limited is only the name of the Insurance Company and Future Generali Big Dreams Plan is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance Agent or the intermediary or policy document of the Company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Past performance is not indicative of future performance, which may be different.

For more details on this product including risk factors, terms and conditions, please read the sales brochure carefully and/or consult your Advisor and/or visit our website before concluding a sale. Future Group's, Generali Group's and IITL liability is restricted to the extent of their shareholding in Future Generali India Life Insurance Company Limited. Future Generali India Life Insurance Company Limited (IRDAI Registration no. 133) (CIN No.: U66010MH2006PLC165288). Regd. & Corporate Office Address: Indiabulls Finance Centre, Tower 3, 6th Floor, Senapati Bapat Marg, Elphinstone Road (West), Mumbai - 400 013. Fax us at: 022 40976600. | Email: care@futuregenerali.in | Call us at 1800 572 9773 | Website: life.futuregenerali.in | UIN: 133L081V01 | ARN: ADVT/Comp/2019-20/Sep/167

BEWARE OF SPURIOUS / FRAUD PHONE CALLS! IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.